A late payment fee will be added to charges assessed at registration that remain unpaid after the last payment date. (See Late Payment Policy) The late fee will be calculated as 2% of the outstanding monthly balance, which corresponds to an annual percentage rate (APR) of 16%. Student Financial Services recommends monitoring your account regularly and to address balances promptly to avoid accumulating fees. Students who have questions or need assistance are invited to contact Student Financial Services at 402-280-1110 or by email at studentfinancialservices@creighton.edu to request an appointment for individual counseling.